Buying a House? Talk to the Neighbors First

You can't pick your neighbors, but you can pick their brains before buying a house! It's wise to talk to those living in your desired neighborhoods before putting in an offer on a home. Without being intrusive, a casual conversation can be eye-opening. If you're interested in gaining first-hand insight into what life in the cul-de-sac is like, we encourage you to ask neighbors the following questions.

• How long have you lived here?
  This question is typically the first question buyers ask, as those who have lived in the neighborhood the longest have more detail to offer. Naturally, the next question is, "why do you like living here?" Both questions produce telling answers.
• Are there many renters? 
  This question is one question that many buyers fail to ask, but it is essential to know when buying a house. Are houses being flipped and rented out, or are long-term owners choosing to stay? Although no one can anticipate neighborhood changes over time, the frequency of which your neighbors are leaving or staying is a good indication of how rapidly the area may evolve.
• Do you feel safe in the neighborhood?
  It may seem like an awkward and potentially insulting question, but it is important nonetheless. If you feel uncomfortable asking this, call the local police station and ask for crime analysis data from the last two years. Your local law enforcement will be happy to give you the statistics of crimes committed in that area compared to surrounding neighborhoods.
• Is there a community in the neighborhood, or do people keep to themselves? 
  Some homeowners desire a tight-knit community in which kids and adults alike spend time together. If there is a social presence, ask these neighbors how often and where these groups gather so you can join in on the fun.
• If you could change one thing about the neighborhood, what would it be?
  Usually, this question is answered with a problem that is inconvenient yet common, such as wishing that the streetlights were replaced or that the roadways were resurfaced. However, if the neighbors begin stating major issues like wishing it was quieter or safer, you may need to take these comments seriously.
• Do you have to commute far for work, school, or shopping?
  Buying a house means loving the home itself and where it's located. During your showings, you may not have time to explore the area or view it during peak commuting hours. By asking these questions to neighbors, they'll let you know if the main road is bumper to bumper traffic in the evenings or if it's a long drive to certain creature comforts.
• Is there anything I should know about buying a house in this neighborhood?"
  The inspection and listing should tell you everything you need to know about the house you're considering buying, but it doesn't hurt to ask the neighbors if they know any other relevant information.
• What were your reasons for buying a house in this neighborhood? 
  This question will also provide telling answers: to raise a family, for work, a love for the area, etc. Don't be surprised if many of the neighbors give the same answer.

Most neighbors will be happy to speak with you if only for just a few moments. Unfortunately, there will always be a handful of people who may give you the cold shoulder. We recommend talking to a few neighbors in the surrounding houses to get varying opinions for you to consider. The most important aspect of buying a house is to find the one that feels like a loving home, but having friendly, helpful neighbors next door doesn't hurt either!

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